Business Judgemental Credit Manager-2 Apply locations: Pietermaritzburg
Time type: Full time
Posted on: Posted Yesterday
Time left to apply: End Date: January 19, 2025 (8 days left to apply)
Job requisition id: R15923
Job DescriptionTo evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.
To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).
Responsibilities:Evaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies.Develop and manage key stakeholder relationships that enable achievement of operational objectives.Ensure compliance to legislative and audit requirements and adherence to relevant processes.Knowledge of Credit Systems.Responsible application of allocated Judgmental Credit mandate.Assess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval process.Approve or recommend counterparty exposure across multiple products.Manage credit risk at origination and on an ongoing basis.Manage respective portfolio within the businesses budget and bad debt highway.Continuously assess own performance, seek timely and clear feedback and request training where appropriate.Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives.Qualifications:BComm Finance.Preferred Qualification - CA (SA)/CFA.2 Years banking experience.Ability to bring in new business and increase acquisition.Strong judgemental credit experience.Build and maintain stakeholder relationships experience (any segment).Additional Access:Opportunities to network and collaborate.A challenging working environment.Opportunities to innovate.Ideal Candidate Traits:Ability to interpret financial statements.Strong credit experience and negotiation skills.Build and maintain stakeholder relationships experience (any segment).Strong collaboration skills.Portfolio management experience (credit).Analytical.Financial acumen.Attention to detail.Technology savvy.Are you interested to take the step?
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