Job Description
To evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.
To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).
Hello Future, Business Judgemental Credit Manager
Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen. As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now's the time to imagine your potential in a team where experts come together and ignite effective change.
Are you someone who can:
Evaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies
Develop and manage key stakeholder relationships that enable achievement of operational objectives
Ensure compliance to legislative and audit requirements and adherence to relevant processes
Knowledge of Credit Systems
Responsible application of allocated Judgmental Credit mandate
Assess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval process
Approve or recommend counterparty exposure across multiple products
Manage credit risk at origination and on an ongoing basis
Manage respective portfolio within the businesses budget and bad debt highway
Continuously assess own performance, seek timely and clear feedback and request training where appropriate
Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives
You will be an ideal candidate if you:
BComm Finance
Preferred Qualification - CA (SA)/CFA
2 Years banking experience
Ability to bring in new business and increase acquisition
Strong judgemental credit experience
Build and maintain stakeholder relationships experience (any segment)
You will have access to:
Opportunities to network and collaborate
A challenging working environment
Opportunities to innovate
We can be a match if you are:
Ability to interpret financial statements
Strong credit experience and negotiation skills
Build and maintain stakeholder relationships experience (any segment)
Strong collaboration skills
Portfolio management experience (credit)
Analytical
Financial acumen
Attention to detail
Technology savvy
Are you interested to take the step? We look forward to engaging with you further. Apply now!
All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities.
Job Details: Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.
Closing Date: 24/10/24
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