Business Judgemental Credit Manager-2Location: PietermaritzburgTime Type: Full timePosted on: Posted YesterdayTime left to apply: End Date: October 24, 2024 (6 days left to apply)Job Requisition ID: R15923Job DescriptionTo evaluate, manage and approve complex credit risk within the area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).Are you someone who can:Evaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologiesDevelop and manage key stakeholder relationships that enable achievement of operational objectivesEnsure compliance to legislative and audit requirements and adherence to relevant processesKnowledge of Credit SystemsResponsible application of allocated Judgmental Credit mandateAssess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval processApprove or recommend counterparty exposure across multiple productsManage credit risk at origination and on an ongoing basisManage respective portfolio within the businesses budget and bad debt highwayContinuously assess own performance, seek timely and clear feedback and request training where appropriateDrive customer service delivery goal achievement in line with predefined standards and in support of operational objectivesYou will be an ideal candidate if you:BComm FinancePreferred Qualification - CA (SA)/CFA2 Years banking experienceAbility to bring in new business and increase acquisitionStrong judgemental credit experienceBuild and maintain stakeholder relationships experience (any segment)You will have access to:Opportunities to network and collaborateA challenging working environmentOpportunities to innovateWe can be a match if you are:Ability to interpret financial statementsStrong credit experience and negotiation skillsBuild and maintain stakeholder relationships experience (any segment)Strong collaboration skillsPortfolio management experience (credit)AnalyticalFinancial acumenAttention to detailTechnology savvyAre you interested to take the step? We look forward to engaging with you further. Apply now!All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.Job DetailsTake note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.Closing Date: 24/10/24About UsServing retail and commercial customers, FNB is so much more than a bank, offering life and short-term insurance, innovative savings and investment products, and a digital universe of solutions that help customers navigate challenges and opportunities of everyday life. It has a market-leading app and a globally recognised rewards system in eBucks. FNB has won multiple awards, including the Strongest Banking Brand in the World in the Brand Finance Banking 500 2023 report. FNB represents multiple opportunities for you to build an exciting and rewarding career. Especially if you want to change people's lives, in an authentic, profound and sustainable way.
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