Business Judgemental Credit Manager-2 Apply Location: Pietermaritzburg Time Type: Full time Posted on: Posted 3 Days Ago Job Requisition ID: R15923 Job Description To evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies. To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers). Responsibilities Evaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies. Develop and manage key stakeholder relationships that enable achievement of operational objectives. Ensure compliance to legislative and audit requirements and adherence to relevant processes. Knowledge of Credit Systems. Responsible application of allocated Judgmental Credit mandate. Assess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval process. Approve or recommend counterparty exposure across multiple products. Manage credit risk at origination and on an ongoing basis. Manage respective portfolio within the business's budget and bad debt highway. Continuously assess own performance, seek timely and clear feedback, and request training where appropriate. Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives. Qualifications BComm Finance. Preferred Qualification - CA (SA)/CFA. 2 Years banking experience. Ability to bring in new business and increase acquisition. Strong judgemental credit experience. Build and maintain stakeholder relationships experience (any segment). Additional Skills Ability to interpret financial statements. Strong credit experience and negotiation skills. Strong collaboration skills. Portfolio management experience (credit). Analytical. Financial acumen. Attention to detail. Technology savvy. Application Closing Date: 31/08/24 All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
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