Job DescriptionTo evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).Hello Future, Business Judgemental Credit ManagerWelcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen. As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now's the time to imagine your potential in a team where experts come together and ignite effective change.Are You Someone Who CanEvaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologiesDevelop and manage key stakeholder relationships that enable achievement of operational objectivesEnsure compliance to legislative and audit requirements and adherence to relevant processesKnowledge of Credit SystemsResponsible application of allocated Judgmental Credit mandateAssess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval processApprove or recommend counterparty exposure across multiple productsManage credit risk at origination and on an ongoing basisManage respective portfolio within the businesses budget and bad debt highwayContinuously assess own performance, seek timely and clear feedback and request training where appropriateDrive customer service delivery goal achievement in line with predefined standards and in support of operational objectivesYou Will Be An Ideal Candidate If YouBComm FinancePreferred Qualification - CA (SA)/CFA2 Years banking experienceAbility to bring in new business and increase acquisitionStrong judgemental credit experienceBuild and maintain stakeholder relationships experience (any segment)You Will Have Access ToOpportunities to network and collaborateA challenging working environmentOpportunities to innovateWe Can Be a Match If You AreAbility to interpret financial statementsStrong credit experience and negotiation skillsBuild and maintain stakeholder relationships experience (any segment)Strong collaboration skillsPortfolio management experience (credit)AnalyticalFinancial acumenAttention to detailTechnology savvyAre you interested to take the step? We look forward to engaging with you further. Apply now!All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.Job DetailsApplication Closing Date: 14/09/24
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