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Business Banker (Witbank)

Business Banker (Witbank)
Company:

Capitec Bank Ltd.


Details of the offer

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
To see what life at Capitec is all about and complete a short assessment, please click here!Once you have completed the above, finalize your application by clicking apply belowExperienceMinimum: Banking experience of at least 3 yearsExperience of managing a portfolio of business customers with a service and financial analysis focusExperience in preparing and motivating Credit applicationsCost control and sales managementIdeal: 1+ year spent in the Business Banking environment preparing and motivating credit applicationsQualifications (Minimum)Diploma in Commerce or FinanceQualifications (Ideal or Preferred)FAIS accredited as Key Individual and approved by FSCAKnowledgeMinimum: Customer relationship management (CRM) principles and techniquesHow to interpret financial statements, balance sheets, and basic financial ratiosStandardized business banking transactional products and other core products relevant to small enterprisesBusiness banking product offeringsUnderstanding of collateral and balance sheetsMultiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspectiveCompanies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposesKnowledge of competitors' offeringsRegulations, Acts, and Codes related to the banking environmentFinancial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)Ideal: Features, benefits, and value propositions of the respective company product/service offeringsCurrent taxation laws as they apply to customersA good knowledge of administration processes and procedures pertaining to Business Banking transactionsSkillsInterpersonal & Relationship management SkillsAnalytical SkillsComputer Literacy (MS Word, MS Excel, MS Outlook)Commercial Thinking SkillsStrategic Thinking SkillsCommunications SkillsAttention to DetailConditions of EmploymentClear criminal and credit recordWillingness to work flexible hours (including Saturdays and Public Holidays)Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Capitec Bank is an authorized financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06


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Source: Jobleads

Job Function:

Requirements

Business Banker (Witbank)
Company:

Capitec Bank Ltd.


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