Apply By:We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below: To see what life at Capitec is all about and complete a short assessment, please click here! Once you have completed the above finalize your application by clicking apply belowPurpose StatementTo provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.ExperienceMinimum:Banking experience of at least 3 yearsExperience of managing a portfolio of business customers with a service and financial analysis focus.Experience in preparing and motivating Credit applications Cost control and sales management Ideal:1+ yr spent in the Business Banking environment preparing and motivating credit applicationQualifications (Minimum)Diploma in Commerce or Finance Qualifications (Ideal Or Preferred)FAIS accredited as Key Individual and approved by FSCA KnowledgeMinimum:Customer relationship management (CRM) principles and techniquesHow to interpret financial statements, balance sheets and basic financial ratiosStandardized business banking transactional products and other core products relevant to small enterprisesBusiness banking product offeringsUnderstanding of collateral and balance sheetsMultiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspectiveCompanies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposesKnowledge of competitors offeringsRegulations, Acts and Codes related to the banking environment.Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) Ideal:Features, benefits and value propositions of the respective company product/service offerings. Current taxation laws as they apply to customers. A good knowledge of administration processes and procedures pertaining to Business Banking transactionsSkillsInterpersonal & Relationship management Skills Analytical Skills Negotiation skills Problem solving skills Computer Literacy (MS Word, MS Excel, MS Outlook) Commercial Thinking Skills Strategic Thinking Skills Communications Skills Influencing Skills Attention to Detail Decision making skills Conditions of EmploymentClear criminal and credit record Willingness to work flexible hours (including Saturdays and Public Holidays) Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
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