Our client, a renowned International Financial Services Group providing specialised financial solutions and advisory services to businesses and high net worth individuals in South Africa is URGENTLY seeking to appoint a suitably qualified Corporate Credit Analyst to be based in their Cape Town Southern suburbs Offices.Salary: A Benchmarked CTC Salary of R25K - R35K per month is on offer.KEY COMPETENCY REQUIREMENTS:At minimum a BCom degree with Finance and/or Mathematics, Accounting as a subject(s).A post-graduate degree qualification will be a distinct advantage.At least 4 years working knowledge of credit risk management, within the commercial/corporate sector is ESSENTIAL.Familiar with National Credit Act ESSENTIAL.Must have a Clean Credit Record.Possess an unendorsed Drivers License (Code 08).KEY ROLES AND RESPONSIBILITIES:Deal management and preparation, deal execution and presentation, post deal implementation and overall input towards credit projects, personal development, and client visits where needed.Reviewing financial statements to assess the company's financial health, profitability, liquidity, and leverage.Understanding the industry dynamics and market trends relevant to the client's business, adding value to credit committee presentations and discussions.Ensuring that credit decisions adhere to the company's credit policies, procedures, and regulatory requirements.Making recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients based on analysis.Conducting thorough due diligence on potential clients to assess their creditworthiness accurately, which may involve reviewing legal documents, conducting site visits, and obtaining information from third-party sources.Supporting legal approval and implementation of credit requirements.Articulating accurately the risk implications of change requests related to previously approved transactions.The responsibilities outlined above provide a comprehensive overview but are not exhaustive. Additional tasks and responsibilities may be required to fulfil the role's requirements.APPLY NOW!PLEASE NOTE THE FOLLOWING:Willingness to relocate (if not resident in Cape Town).By applying for this vacancy, you consent to the use of your personal information as per POPIA. Should you withhold or withdraw your consent before our client has started or completed processing your personal information, our Client will be unable to conduct pre-employment or pre-contractual background screening, which may render your application incomplete.If you do not receive our relayed invitation for an interview with our client within two weeks of the closing date, please accept that your application has not been successful.This is an Equal opportunity role
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