Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector's most talented, motivated professionals.
Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions.
We're passionate about creating growth in Africa, bringing true, meaningful value to our clients and the communities we serve, and creating a real sense of purpose for you.Job DescriptionTo support the Relationship Manager to grow and retain a portfolio of high-value Premium Business Segment relationships by performing a proactive, mobile, value-adding financial partnership role.Ensures deep understanding of the customer's business through regular interaction with clients, including their place of business.Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.To do complex financial analysis on annual financial statements, management accounts, and cash flow projections.To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.To build trust, credibility, and confidence with Agricultural and Business Clients.QualificationsMinimum Degree Requirements, one of the below qualifications or similar: (FAIS required)B.Comm (Management Accounting)B.Comm (Accounting / Financial Management)B.Comm (Agricultural Economics)BSc.
(Agricultural Economics)Preferable / Advantages:Hons DegreeSAICA Articles/CACIMA QualifiedExperience Requirements:7 Years experience in the following fields or similar:Financial Management, Financial Accounting, Management Accounting role or similar.Credit/Financial Analyst role in Business Banking.Preferable / Advantages:Agricultural Knowledge / ExperienceBehavioral Competencies:Adopting Practical ApproachesChallenging IdeasConvincing PeopleDeveloping ExpertiseDeveloping StrategiesTechnical Competencies:Banking Process & ProceduresBusiness Acumen (Audit)Customer Acceptance & Review (Business Banking)Customer Understanding (Business Banking)Financial AcumenRisk IdentificationSeniority levelMid-Senior levelEmployment typeFull-timeJob functionFinance and Sales
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