Africa Credit Origination Head Location: Johannesburg Time Type: Full time Posted On: 2 Days Ago End Date: October 23, 2024 (5 days left to apply) Job Requisition ID: R22951 Job Description To lead and direct a credit portfolio to ensure that functional credit strategies align to Bank risk management frameworks to contribute to Bank growth, sustainability, and compliance. Credit Origination Ensure that quality credit proposals are submitted in a timely manner to the relevant approval body as dictated by stipulated mandates. Ensure that all cross-border and in-country credit applications are properly reviewed. Attend client meetings where appropriate to guide discussions and ensure that required information for credits are obtained. Gain an understanding of more complex deal structures and conduct healthy debates with the deal team around structure, PD, LGD, covenants, and pricing. Identify transaction-specific risks and introduce risk mitigation measures as input to structure transactions in line with the risk philosophy of the Bank. Approve credit in line with the delegated mandate framework. Attend credit committees to support credits and motivate for the larger and more complex transactions. Job Details Take note that applications will not be accepted on the below date and onwards; kindly submit applications ahead of the closing date indicated below. Closing Date: 23/10/24 All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
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