We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:To see what life at Capitec is all about and complete a short assessment, please click here!Once you have completed the above finalize your application by clicking apply below.ResponsibilitiesTo provide administration support for the Business Direct sales team: by providing a central office-bound contact point for customer service queries/requests, assistance in the preparation of credit applications and loan documentation, opening of accounts, adding value to clients through the identification of cross-selling opportunities.ExperienceMinimum:Previous general banking experience of at least 5 years, of which 1 year should have been spent in the Business Banking environment. This experience should have provided a general understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market.Experience in preparing and motivating Credit applications is essential.Qualifications (Minimum)A relevant tertiary qualification.Grade 12 National Certificate / Vocational.KnowledgeMinimum:Good knowledge and understanding of the features, benefits and value propositions of the respective company product/service offerings.Good knowledge of general banking practices and procedures.A thorough working knowledge of multi-level products available and pricing structures would be advantageous.Knowledge of competitor product offerings/channels/operational and marketing tactics would be advantageous.Knowledge of Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements.Knowledge of multiple legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.Good understanding of current taxation laws as they apply to the portfolio of customers would be advantageous.A good working knowledge of the Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).Extract and apply information to CRM (Customer relationship management) strategy.A good knowledge of administration processes and procedures pertaining to Business Banking transactions.SkillsPlanning, organising and coordination skills.Numerical Reasoning skills.Analytical Skills.Conditions of EmploymentClear criminal and credit record.Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06
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