Account Analyst: Staff Banking

Details of the offer

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below: To see what life at Capitec is all about and complete a short assessment, please click here!Once you have completed the above, finalize your application by clicking apply below.ResponsibilitiesProvide support for day-to-day operations and maintenance of the staff banking portfolio by being a central office-bound contact point for staff service queries/requests and assisting in the preparation of credit applications and loan documentation, including opening of accounts.ExperienceMinimum: Previous general banking experience of at least 1-3 yearsExperience in a role involving collation and verification of informationExperience of working on a management systemExperience in frontline customer consulting (in the personal market) and back office account support rolesKnowledge and understanding of credit principles and assessmentsUnderstanding of different types of income and expenditureGood knowledge of general banking practices and proceduresKnowledge of Credit principles and practices, including an understanding of credit application, securities and lending criteriaA good working knowledge of the Financial Intelligence Centre Act (FICA)Ideal: Experience preferably gained in a business banking environmentExperience in a role processing credit applicationsUnderstanding of legal entities governing the business environmentKnowledge of interpreting and analysing financial balance sheets and ratios pertaining to clientsKnowledge and understanding of the features, benefits and value propositions of the respective Capitec product/service offeringsKnowledge of administration processes and procedures pertaining to staff banking transactionsWorking knowledge of multi-level products available and pricing structuresQualifications (Minimum)National Certificate in Accounting - Financial Accounting or Credit ManagementQualifications (Ideal or Preferred)Bachelor's Degree in Accounting - Financial Accounting or Credit ManagementKnowledgeMinimum: Knowledge and understanding of credit principles and assessmentsUnderstanding of different types of income and expenditureGood knowledge of general banking practices and proceduresKnowledge of Credit principles and practices, including an understanding of credit application, securities and lending criteriaA good working knowledge of the Financial Intelligence Centre Act (FICA)Ideal: Knowledge of interpreting and analysing financial balance sheets and ratios pertaining to clientsKnowledge and understanding of the features, benefits and value propositions of the respective Capitec product/service offeringsKnowledge of administration processes and procedures pertaining to staff banking transactionsWorking knowledge of multi-level products available and pricing structuresSkillsAdministration SkillsAttention to DetailAnalytical SkillsCommunications SkillsConditions of EmploymentClear criminal and credit recordCapitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals. Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06

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