Officer: Credit Policy And Governance

Apply by: 12th September 2024 We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below: To see what life at Capitec is all about and complete a short assessment, please click here!. Once you have completed the above finalize your application by clicking apply below. Purpose Statement To contribute towards managing and deploying business improvement initiatives through engaging with stakeholders and facilitating the drafting, approval, publication and maintenance of credit policies and credit governance documents across the credit value chain, in line with credit governance standards. Defining the overall business credit requirements with consideration to process efficiency, credit risk, compliance, and local legislation and proposing solutions that fully address credit requirements. Analysing, researching, designing, recommending, and implementing innovative credit policies and credit processes while maintaining compliance with relevant legislations. Ensuring policy decisions help create the right target portfolio, in line with credit risk framework, and meet group strategic and regulatory requirements. Experience Minimum: 2-3 years in banking, focusing on policies and governance. Experience in process development and policy documentation. Ideal: Bachelor's Degree in Business Administration or Commerce. Experience in delivering credit policies or an internal audit function. Qualifications (Minimum) A relevant tertiary qualification in Business Administration or Commerce. Qualifications (Ideal or Preferred) Bachelor's Degree in Business Administration or Commerce. Knowledge Minimum: Relevant legislation. Credit life cycle. Credit products. Business risk and compliance (controls and measures). Ideal: Credit policy knowledge across the credit life cycle. Process mapping. Skills Attention to Detail. Business writing skills. Communication Skills. Interpersonal & Relationship management Skills. Planning, organising and coordination skills. Conditions of Employment Clear criminal and credit record. Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
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