Credit Manager

Credit ManagerJob Purpose:The Credit Manager is responsible for minimising credit risk and overseeing cash inflow to maintain the financial health of the organisation. This role ensures that financial processes are accurate, complete, and compliant with relevant regulations.Key Responsibilities:Verification: Approve purchase orders, trading term credit notes, and master data reports, ensuring compliance with the VAT Act and company standards.Master Data Management: Review and approve customer credit limits in line with the organisation's debtor policy.Query Management: Handle escalated queries promptly and professionally, collaborating with sales and customer management teams to resolve issues.Reporting: Manage age analysis reconciliations, agent commission calculations, weekly cash flow reviews, and month-end processing. Provide accurate and timely reports, including debtor reports, insurance reconciliations, and CGIC management.People Management: Lead and motivate the team, set development goals, manage performance, and oversee special projects to foster growth and efficiency.Knowledge, Skills, & Experience:Essential:Qualifications: BCom or equivalent degree.Experience: At least 5 years in a related field.Skills:Proven team management experience.Strong communication abilities.High level of numerical accuracy and attention to detail.Systematic approach to working under pressure.Proficiency in ERP systems and advanced MS Office tools.Desirable:Experience in similar roles within large organisations.Additional certifications in finance or risk management.